Two Wheeler Insurance in Ranchi

Get the best bike and scooter insurance at the lowest premium. Third-party and comprehensive plans available. Instant policy issuance and cashless claim support.

Third-Party Insurance

  • ✓ Mandatory by Motor Vehicles Act
  • ✓ Covers injury/death of third party
  • ✓ Covers third-party property damage
  • ✓ Starting at ₹500/year
  • ✗ Does not cover own bike damage

₹500+ / year

RECOMMENDED

Comprehensive Insurance

  • ✓ Third-party coverage included
  • ✓ Own damage due to accident
  • ✓ Theft, fire, natural disasters
  • ✓ Personal accident cover
  • ✓ Cashless repairs at network garages

₹1,500+ / year

Why Get Insurance Through Ranchi Motors?

Lowest Premiums

We compare quotes from ICICI Lombard, HDFC ERGO, Bajaj Allianz & more.

Instant Policy

Policy issued within 30 minutes. Digital copy sent to WhatsApp.

Cashless Claims

500+ network garages across Jharkhand for hassle-free repairs.

Renewal Reminders

Never miss a renewal. We send alerts 30 days before expiry.

NCB Transfer

No Claim Bonus transferred from your old policy to new one.

24/7 Claim Support

Accident at midnight? Our team helps with claims round the clock.

Frequently Asked Questions

What types of bike insurance are available?

Third-party insurance is mandatory by law and covers damage to others. Comprehensive insurance covers third-party + own damage, theft, fire, and natural disasters. We recommend comprehensive for bikes under 5 years.

How much does bike insurance cost in Ranchi?

Third-party insurance starts at ₹500-800/year. Comprehensive insurance ranges from ₹1,500-5,000/year depending on bike value, age, and IDV. Ranchi Motors helps you compare and get the lowest premium.

Can I transfer existing insurance to the new owner?

No. Bike insurance is not transferable. The new owner must buy a fresh policy. However, the seller can claim a refund for the unused premium period. Ranchi Motors handles insurance for all sold bikes.

What documents are needed for bike insurance?

RC book, previous policy (for renewal), ID proof, address proof, and bike photos. For new bikes, the dealer invoice and chassis number are required.